How it works Eligibility Pricing FAQ ⚡ Calculator Apply for Funding 📄 Upload Documents
Now funding India's businesses

Capital that grows
with your business.

Business loans from ₹10L to ₹25Cr — collateral free. No CIBIL dependency. No equity given up. Capital in 72 hours.

Apply for Funding → Calculate my EMI Check eligibility
₹25Cr
Maximum funding
72hrs
Average disbursement
10%*
ROI, no hidden costs
0
Equity dilution
Process

From application to capital in 4 steps.

No branch visits. No lengthy paperwork. Built to move at the speed your business needs.

STEP 01
Apply online in 5 minutes
Fill in your business details and revenue numbers. No documents needed at this stage.
STEP 02
Financial analysis
We review your bank statements and financial data. Secure, fast, and confidential.
STEP 03
Offer in 24–48 hours
Receive a tailored funding offer with a competitive ROI and flexible repayment schedule.
STEP 04
Capital hits your account
Funds disbursed within 72 hours of signing. Fixed EMI repayment schedule.
Eligibility

Do you qualify?

We back businesses with proven financial traction. Here's what we look for.

Annual turnover above ₹30 Lakhs — consistently for at least 12 months
Business operating for 12+ months — registered in India
GST registered — active filing history
Manufacturing, trading, retail, services, F&B — any business structure
Bank account active with regular inflows — any scheduled bank
What we don't require
CIBIL score or personal credit history
Collateral or personal guarantee
Equity dilution
Audited financials for first application
Profitability — revenue is what matters

Not sure if you qualify?

Apply in 5 minutes and we'll tell you exactly where you stand — no obligation, no credit pull.

Check my eligibility
Pricing

Simple, transparent ROI.
No surprises.

One fee covers everything. No interest. No processing fees. No prepayment penalty.

₹10L – ₹50L
Starter growth capital
  • 6% ROI
  • No collateral required
  • 72-hour disbursal
  • 12–36 month tenure
Apply now
For businesses with ₹30L+ annual turnover
Most popular
₹50L – ₹5Cr
Scale capital
  • 8–10% ROI
  • No collateral required
  • 48-hour disbursal
  • 12–60 month tenure
  • Dedicated relationship manager
Apply now
For businesses with ₹1Cr+ annual turnover
₹5Cr – ₹25Cr
Growth acceleration
  • 10–12% ROI
  • Custom disbursal timeline
  • 24–84 month tenure
  • Dedicated account manager
  • Multi-NBFC structuring
Discuss with us
For businesses with ₹5Cr+ annual turnover
FAQ

Common
questions.

Still have questions? Apply and our team will walk you through everything.

Talk to Us
Is collateral required?
No collateral required. Verdyra Capital specialises in collateral free business loans. Your funding is assessed on financial health and business performance — not property.
How much loan can I get?
Between ₹10 Lakhs and ₹25 Crores. The offer depends on your annual turnover, business vintage, and the NBFC we match you with.
How fast is disbursement?
Indicative offer within 24 hours. Binding offer within 48 hours. Capital in your account within 72 hours of complete document submission.
What is the interest rate?
We charge a single ROI of 6–12% of the capital amount — not an annual interest rate. No hidden charges, no processing fees, no prepayment penalty.
What documents are required?
PAN, Aadhaar, 12 months bank statements, ITR (2 years), GST certificate, and business registration. Upload securely via our document portal — link sent after application.
Do you check CIBIL?
CIBIL is considered but a lower score doesn't disqualify you. With 15+ NBFC partners with different risk appetites, we often find solutions even for scores below 700.
What businesses can apply?
Any registered Indian business — manufacturing, trading, retail, services, food & beverage, logistics, e-commerce and more. Proprietorships, partnerships, LLPs, and private limited companies all eligible.
Get funded

Apply for
business capital.

Tell us about your business. Our team will reach out within 24 hours.

  • No impact on CIBIL from inquiry
  • Multiple lender options in one application
  • Dedicated relationship manager assigned
  • 100% transparent — no hidden charges
  • Fully collateral free process
  • Already applied? Upload your documents →

Business Loan Inquiry

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Application Received!

Our team will call you within 24 business hours to discuss your funding options.